// These variables should be populated from a remote & secure source
var partnerId = '8042971FIOMIQAY',
	partnerReferenceId = 'CD1911270045',
	PartnerCustomerUniqueID : 'Test123PartnerCustomer8UniqueID7',
	username = '********',
	password = '********',
	xApiKey = '********-********-********-********-********',
	requri = 'https://testdevportal.marlincapitalsolutions.com:8077/ws/rest/partnerefapi/createPartnerEfApi/',
	data = {
		'PartnerId': partnerId,
		'Partner Reference ID': partnerReferenceId,
                'PartnerCustomerUniqueID' : PartnerCustomerUniqueID,
		'Dealer Number': '',
		'businessDetails': {
			'Legal Business Name': 'test bnameHVL',
			'Business Tax ID': '631234445',
			'DBA Name': 'Company Inc',
			'Business Type': 'Partnership',
			'Business Start Month': '07',
			'Business Start Year': '1969',
			'Business Address Line 1': '121 brace rd',
			'Business Address Line 2': 'Test Address2',
			'City': 'cherry hill',
			'State': 'NJ',
			'Zipcode': '08340',
			'Business Phone': '8568469508',
			'Business Email': '[email protected]',
			'Contact Name': 'test coneuy',
			'Contact Phone': '8568469544',
			'CCAN': '',
			'CCID': '',
			'Billing Address Line 1': '7736 Green Valley Rd',
			'Billing Address Line 2': '',
			'Billing Address City': 'Wyncote',
			'Billing Address State': 'PA',
			'Billing Address Zip': '19095',
			'Phone Type': 'Mobile'
		},
		'equipmentFinanceDetails': {
			'Total Equipment Cost': '25000',
			'equipmentDetails': [{
				'Equipment Cost': '7000',
				'Equipment Quantity': '1',
				'Equipment Condition': 'New',
				'Equipment Type': 'GPS Units',
				'Equipment Description': 'desc1 test',
				'Make': '',
				'Type': '',
				'Year': '',
				'Mileage': '',
				'VIN': '',
				'Sleeper Day Cab': '',
				'Model': ''
			},
				{
					'Equipment Cost': '13000',
					'Equipment Quantity': '2',
					'Equipment Condition': 'Used',
					'Equipment Type': 'Titled Vehicles (General)',
					'Equipment Description': 'desc2',
					'Make': 'Wabash',
					'Type': 'Trailer',
					'Year': '2010',
					'Mileage': '250,001 - 500,000',
					'VIN': 'qwertyu09876554321',
					'Sleeper Day Cab': 'No',
					'Model': 'Model2'
				},
				{
					'Equipment Cost': '5000',
					'Equipment Quantity': '3',
					'Equipment Condition': 'New',
					'Equipment Type': 'GPS Units',
					'Equipment Description': 'desc3',
					'Make': '',
					'Type': '',
					'Year': '',
					'Mileage': '',
					'VIN': '',
					'Sleeper Day Cab': '',
					'Model': ''
				}],
			'dealerInfo': {
				'Equipment Dealer Contact': 'efapi test',
				'Equipment Dealer Email': '[email protected]'
			},
			'pgDetails': [{
				'Guarantor Name': 'test efpg',
				'Guarantor Address Line 1': '428 Yale Dr',
				'Guarantor Address Line 2': '',
				'Guarantor City': 'Hampton',
				'Guarantor State': 'VA',
				'Guarantor Zipcode': '23666',
				'Guarantor Social Security Number': '666369221',
				'Guarantor Email': '[email protected]',
				'Guarantor Phone': '3198051444'
			},
				{
					'Guarantor Name': 'test pg',
					'Guarantor Address Line 1': '770 Broadway',
					'Guarantor Address Line 2': '',
					'Guarantor City': 'New York',
					'Guarantor State': 'NY',
					'Guarantor Zipcode': '10003',
					'Guarantor Social Security Number': '999999999',
					'Guarantor Email': '[email protected]',
					'Guarantor Phone': '3198051474'
				}
			],
			'equipmentAddress': {
				'Equipment Address Line 1': '1210 Brace Rd',
				'Equipment Address Line 2': 'Line2',
				'Equipment City': 'Medford',
				'Equipment State': 'NJ',
				'Equipment Zipcode': '08055'
			},
			'Payment Frequency': 'Monthly',
			'Term Requested': '',
			'Purchase Option': '',
			'Number Of Payments': '',
			'Comments': ''
		},
		'Contract Type': '',
		'documentDetails': [{
			'Attachment': 'Document Title',
			'fileDataEncoded': 'Base 64 encoded file here',
			'fileExtension': 'docx',
			'Document Type': 'CR - Misc',
			'Description': 'Bank statement uploaded'
		}]

	};

var xhr = new XMLHttpRequest();
xhr.open("POST", requri);

xhr.setRequestHeader('Accept', 'application/json' );
xhr.setRequestHeader('Authorization', 'Basic ' + btoa( username + ':' + password ) );
xhr.setRequestHeader('x-api-key', xApiKey );
xhr.setRequestHeader('Content-Type', 'application/json' );

xhr.onreadystatechange = function() {
	if ( xhr.readyState === 4 ) {

		var respCode = xhr.status,
			respData = xhr.responseText;

		if ( 200 === respCode ) {
			// Good response, now to do something with it.
			var jsonArr = JSON.parse( respData ),
				respStatus = jsonArr[ 'Status' ],
				respMessage = jsonArr[ 'Message' ];

			if ( true === respStatus ) {

				// Good response, now to do something with it.
				console.log( 'success' );
				console.log( respMessage );

			} else if ( false === respStatus ) {

				console.log( 'successful connection but no data in the response' );
				console.log( respMessage );

			} else {

				console.log( 'successful connection but we have an unexpected response' );
				console.log( respData )

			}


		} else {
			// We did not get a good response status
			console.log('bad response code');
			console.log( responseCode );
			console.log( respData );
		}
	}
};

<?php

// These variables should be populated from a remote & secure source
$url                  = 'https://testdevportal.marlincapitalsolutions.com:8077/ws/rest/partnerefapi/createPartnerEfApi/';
$partner_id           = '8042971FIOMIQAY';
$partner_reference_id = 'CD1911270045';
$PartnerCustomerUniqueID : 'Test123PartnerCustomer8UniqueID7',
$username             = '********';
$password             = '********';
$x_api_key            = '********-********-********-********-********';

$data = [
	'PartnerId'                  => $partner_id,
	'Partner Reference ID'       => $partner_reference_id,
	'PartnerCustomerUniqueID' : $PartnerCustomerUniqueID,
	'Dealer Number'              => '',
	'businessDetails'            => [
		'Legal Business Name'     => 'test bnameHVL',
		'Business Tax ID'         => '631234445',
		'DBA Name'                => 'Company Inc',
		'Business Type'           => 'Partnership',
		'Business Start Month'    => '07',
		'Business Start Year'     => '1969',
		'Business Address Line 1' => '121 brace rd',
		'Business Address Line 2' => 'Test Address2',
		'City'                    => 'cherry hill',
		'State'                   => 'NJ',
		'Zipcode'                 => '08340',
		'Business Phone'          => '8568469508',
		'Business Email'          => '[email protected]',
		'Contact Name'            => 'test coneuy',
		'Contact Phone'           => '8568469544',
		'CCAN'                    => '',
		'CCID'                    => '',
		'Billing Address Line 1'  => '7736 Green Valley Rd',
		'Billing Address Line 2'  => '',
		'Billing Address City'    => 'Wyncote',
		'Billing Address State'   => 'PA',
		'Billing Address Zip'     => '19095',
		'Phone Type'              => 'Mobile'
	],
	'equipmentFinanceDetails'    => [
		'Total Equipment Cost' => '25000',
		'equipmentDetails'     => [
			[
				'Equipment Cost'        => '7000',
				'Equipment Quantity'    => '1',
				'Equipment Condition'   => 'New',
				'Equipment Type'        => 'GPS Units',
				'Equipment Description' => 'desc1 test',
				'Make'                  => '',
				'Type'                  => '',
				'Year'                  => '',
				'Mileage'               => '',
				'VIN'                   => '',
				'Sleeper Day Cab'       => '',
				'Model'                 => ''
			],
			[
				'Equipment Cost'        => '13000',
				'Equipment Quantity'    => '2',
				'Equipment Condition'   => 'Used',
				'Equipment Type'        => 'Titled Vehicles (General)',
				'Equipment Description' => 'desc2',
				'Make'                  => 'Wabash',
				'Type'                  => 'Trailer',
				'Year'                  => '2010',
				'Mileage'               => '250,001 - 500,000',
				'VIN'                   => 'qwertyu09876554321',
				'Sleeper Day Cab'       => 'No',
				'Model'                 => 'Model2'
			],
			[
				'Equipment Cost'        => '5000',
				'Equipment Quantity'    => '3',
				'Equipment Condition'   => 'New',
				'Equipment Type'        => 'GPS Units',
				'Equipment Description' => 'desc3',
				'Make'                  => '',
				'Type'                  => '',
				'Year'                  => '',
				'Mileage'               => '',
				'VIN'                   => '',
				'Sleeper Day Cab'       => '',
				'Model'                 => ''
			]
		],
		'dealerInfo'           => [
			'Equipment Dealer Contact' => 'efapi test',
			'Equipment Dealer Email'   => '[email protected]'
		],
		'pgDetails'            => [
			[
				'Guarantor Name'                   => 'test efpg',
				'Guarantor Address Line 1'         => '428 Yale Dr',
				'Guarantor Address Line 2'         => '',
				'Guarantor City'                   => 'Hampton',
				'Guarantor State'                  => 'VA',
				'Guarantor Zipcode'                => '23666',
				'Guarantor Social Security Number' => '666369221',
				'Guarantor Email'                  => '[email protected]',
				'Guarantor Phone'                  => '3198051444'
			],
			[
				'Guarantor Name'                   => 'test pg',
				'Guarantor Address Line 1'         => '770 Broadway',
				'Guarantor Address Line 2'         => '',
				'Guarantor City'                   => 'New York',
				'Guarantor State'                  => 'NY',
				'Guarantor Zipcode'                => '10003',
				'Guarantor Social Security Number' => '999999999',
				'Guarantor Email'                  => '[email protected]',
				'Guarantor Phone'                  => '3198051474'
			]
		],
		'equipmentAddress'     => [
			'Equipment Address Line 1' => '1210 Brace Rd',
			'Equipment Address Line 2' => 'Line2',
			'Equipment City'           => 'Medford',
			'Equipment State'          => 'NJ',
			'Equipment Zipcode'        => '08055'
		],
		'Payment Frequency'    => 'Monthly',
		'Term Requested'       => '',
		'Purchase Option'      => '',
		'Number Of Payments'   => '',
		'Comments'             => ''
	],
	'Contract Type'              => '',
	'documentDetails'            => [
		[
			'Attachment'      => 'Document Title',
			'fileDataEncoded' => 'Base 64 encoded file here',
			'fileExtension'   => 'docx',
			'Document Type'   => 'CR - Misc',
			'Description'     => 'Bank statement uploaded'
		]
	]

];

$curl = curl_init( $url );
curl_setopt( $curl, CURLOPT_URL, $url );
curl_setopt( $curl, CURLOPT_POST, true );
curl_setopt( $curl, CURLOPT_RETURNTRANSFER, true );

$headers = array(
	'Accept: application/json',
	'Content-Type: application/json',
	'Authorization: Basic ' . base64_encode( $username . ':' . $password ),
	'x-api-key: ' . $x_api_key,
);
curl_setopt( $curl, CURLOPT_HTTPHEADER, $headers );

$json_data = json_encode( $data );

curl_setopt( $curl, CURLOPT_POSTFIELDS, $json_data );

// FOR DEBUGGNIG ONLY!! DO NOT USE IN PRODUCTION
curl_setopt( $curl, CURLOPT_SSL_VERIFYHOST, false );
curl_setopt( $curl, CURLOPT_SSL_VERIFYPEER, false );
// END DEBUGGING

$resp = json_decode( curl_exec( $curl ) );
curl_close( $curl );

if ( isset( $resp->Status ) ) {
	// We have a response lets confirm what it is and go from there.
	if ( 'true' == $resp->Status ) {
		// Good response, now to do something with it.
		var_dump( 'successful connection' );
		var_dump( $resp );
	} elseif ( false == $resp->Status ) {
		var_dump( 'successful connection but no data in the response' );
		var_dump( $resp );
	} else {
		var_dump( 'successful connection but we have an unexpected response' );
		var_dump( $resp );
	}
} else {
	var_dump( 'Bad response, no status detected' );
	var_dump( $resp );
}

Sample Request JSON

       {
		'PartnerId': 8042971FIOMIQAY,
		'Partner Reference ID': CD1911270045,
		'Dealer Number': '',
		'businessDetails': {
			'Legal Business Name': 'test bnameHVL',
			'Business Tax ID': '631234445',
			'DBA Name': 'Company Inc',
			'Business Type': 'Partnership',
			'Business Start Month': '07',
			'Business Start Year': '1969',
			'Business Address Line 1': '121 brace rd',
			'Business Address Line 2': 'Test Address2',
			'City': 'cherry hill',
			'State': 'NJ',
			'Zipcode': '08340',
			'Business Phone': '8568469508',
			'Business Email': '[email protected]',
			'Contact Name': 'test coneuy',
			'Contact Phone': '8568469544',
			'CCAN': '',
			'CCID': '',
			'Billing Address Line 1': '7736 Green Valley Rd',
			'Billing Address Line 2': '',
			'Billing Address City': 'Wyncote',
			'Billing Address State': 'PA',
			'Billing Address Zip': '19095',
			'Phone Type': 'Mobile'
		},
		'equipmentFinanceDetails': {
			'Total Equipment Cost': '25000',
			'equipmentDetails': [{
				'Equipment Cost': '7000',
				'Equipment Quantity': '1',
				'Equipment Condition': 'New',
				'Equipment Type': 'GPS Units',
				'Equipment Description': 'desc1 test',
				'Make': '',
				'Type': '',
				'Year': '',
				'Mileage': '',
				'VIN': '',
				'Sleeper Day Cab': '',
				'Model': ''
			},
				{
					'Equipment Cost': '13000',
					'Equipment Quantity': '2',
					'Equipment Condition': 'Used',
					'Equipment Type': 'Titled Vehicles (General)',
					'Equipment Description': 'desc2',
					'Make': 'Wabash',
					'Type': 'Trailer',
					'Year': '2010',
					'Mileage': '250,001 - 500,000',
					'VIN': 'qwertyu09876554321',
					'Sleeper Day Cab': 'No',
					'Model': 'Model2'
				},
				{
					'Equipment Cost': '5000',
					'Equipment Quantity': '3',
					'Equipment Condition': 'New',
					'Equipment Type': 'GPS Units',
					'Equipment Description': 'desc3',
					'Make': '',
					'Type': '',
					'Year': '',
					'Mileage': '',
					'VIN': '',
					'Sleeper Day Cab': '',
					'Model': ''
				}],
			'dealerInfo': {
				'Equipment Dealer Contact': 'efapi test',
				'Equipment Dealer Email': '[email protected]'
			},
			'pgDetails': [{
				'Guarantor Name': 'test efpg',
				'Guarantor Address Line 1': '428 Yale Dr',
				'Guarantor Address Line 2': '',
				'Guarantor City': 'Hampton',
				'Guarantor State': 'VA',
				'Guarantor Zipcode': '23666',
				'Guarantor Social Security Number': '666369221',
				'Guarantor Email': '[email protected]',
				'Guarantor Phone': '3198051444'
			},
				{
					'Guarantor Name': 'test pg',
					'Guarantor Address Line 1': '770 Broadway',
					'Guarantor Address Line 2': '',
					'Guarantor City': 'New York',
					'Guarantor State': 'NY',
					'Guarantor Zipcode': '10003',
					'Guarantor Social Security Number': '999999999',
					'Guarantor Email': '[email protected]',
					'Guarantor Phone': '3198051474'
				}
			],
			'equipmentAddress': {
				'Equipment Address Line 1': '1210 Brace Rd',
				'Equipment Address Line 2': 'Line2',
				'Equipment City': 'Medford',
				'Equipment State': 'NJ',
				'Equipment Zipcode': '08055'
			},
			'Payment Frequency': 'Monthly',
			'Term Requested': '',
			'Purchase Option': '',
			'Number Of Payments': '',
			'Comments': ''
		},
		'Contract Type': '',
		'documentDetails': [{
			'Attachment': 'Document Title',
			'fileDataEncoded': 'Base 64 encoded file here',
			'fileExtension': 'docx',
			'Document Type': 'CR - Misc',
			'Description': 'Bank statement uploaded'
		}]

	}

Sample Response JSON

{
    "Status": "true",
    "Message": "Success"
}